Zelle is a financial technology company that provides a mobile app for person-to-person payments. The app allows users to send and receive money from other users within the United States. Zelle is a subsidiary of Early Warning, a financial services company that provides fraud prevention and risk management services. Zelle was founded in 2009 as a joint venture between seven of the largest banks in the United States: Bank of America, JPMorgan Chase, Wells Fargo, Citigroup, U.S. Bancorp, Capital One, and BB&T. In 2017, Early Warning acquired Zelle and rebranded it as its own company. Today, Zelle is the fastest growing mobile payments app in the United States. More than 100 million people have downloaded the app, and it is used to send more than $75 billion in payments each year.

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